All persons in any age group are eligible. However High Limit Accident Insurance and AD&D Coverage are usually purchased by:
Business Firms - to offset the loss of a key employee. To compensate families of employees for loss of income due to accidental death or permanent disability.
Professional Firms - to offset the temporary and long term financial aspects of accidental death or accidental bodily injury to a Principal of the firm. (For example: We insure the hands of surgeons, famous musicians and athletes against accidental injury that would impair their dexterity.)
Educators and students - to protect parents and sponsors against loss due to accidents while traveling or while living away from home.
Travelers - on business or on pleasure trips anywhere in the world.
War Correspondents or military families.
Tour Groups - while on recreational or sporting trips such as skiing, scuba diving, sky diving or bungee jumping.
