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AD&D - Schedule of Benefits
The Principal Sum
is the maximum benefit that you have select on your AD&D application. It can be as low as $500,000 or as high as $5,000,000+
The Principal Sum should not exceed ten times your annual income (or 1/2 of your net worth) unless otherwise justified.
| AD&D Policy - Benefit Schedule Summary |
| Loss Covered |
Amount Payable |
| Accidental Death . . . . . . . . . . . . . . . . . . . . . . . . . . . |
The Principal Sum |
| Dismemberment: |
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| Loss or loss of use of two limbs . . . . . . . . . . . . . . . |
The Principal Sum |
| Loss of sight of both eyes . . . . . . . . . . . . . . . . . . . . |
The Principal Sum |
| Loss or loss of use of one limb . . . . . . . . . . . . . . . . |
1/2 Principal Sum |
| Loss or loss of use of both ears . . . . . . . . . . . . . . . |
1/2 Principal Sum |
| Loss of speech . . . . . . . . . . . . . . . . . . . . . . . . . . . . . |
1/2 Principal Sum |
| Permanent Total Disability . . . . . . . . . . . . . . . . . . . |
The Principal Sum |
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AD&D Policy - Special Features:
- Benefits are payable in addition to any other plan.
- Benefits are payable for loss caused by exposure to the weather or in a conveyance that results in disappearance or sinking and the body is not found within 365 days of the accident. Benefits will be paid on the basis of presumption of death.
- Benefits may be taken in a single lump sum or in equal annual installments.
- Covers accidental bodily injury sustained while the Certificate is in force and which results in loss within 365 days of the date of the accident.
- War or acts of war and/or terrorism may be covered under this plan by applying for such and paying the additional premium.
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Last updated on: 07/18/2008
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Click below to request a quote or to ask a question regarding High Limit Accidental Death and Dismemberment Insurance.
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» Request a FREE Quote |
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