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High Limit Accidental Death & Dismemberment Insurance
Petersen International Underwriters (through Lloyd's of London) provides high quality, high limit Accident Insurance. Including Accidental Death (AD) and Accidental Death & Dismemberment (AD & D) Insurance
High Limit Accident Insurance provides:
- Worldwide coverage
- No Medical Exam Required
- High Maximum Benefits up to $100,000,000+
(Maximum allowable benefit is 10 times your annual salary or 1/2 your net worth)
- Coverage for all age groups
- Permanent year-round extra protection to cover sudden and unexpected effects of an accident
- Travel accident coverage on a short term or permanent basis
- Trip or event coverage for participants, volunteers and sponsors
- This coverage is for persons with an "US connection" -- US Citizens or NON-US Citizens residing in the US or working for US Companies abroad. (no Social Security number required.)
AD and AD&D Coverage Quotes and Application:
Below is a chart of Benefit/Cost examples to help you in your decisions. Simply click on the premium to access our online quote and application tool. You can enter any maximum benefit between $250,000 to $10,000,000 into our AD&D online quote and application tool.
The premiums below are calculated based on:
- Various Maximum Benefit Options (down the left column)
- 7 - 365 Days of Coverage (across the top)
- Ages between 0 - 64
(Ages over 64 have a higher premium)
- The premium shown is a single premium for the coverage period
- Standard Coverage ( Any one of these locations can be added for an additional premium)
- Premiums are shown for Accidental Death (AD) and
Accidental Death & Dismemberment (AD & D)
- The premium for the optional Rider for Acts of War and Terrorism is shown under the standard premium.
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:: Click here for an instant AD&D quote and/or to apply online for coverage.
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AD / AD&D Coverage Quote and Application 24 Hour Coverage / Age 0 to 64 / Standard Coverage |
| ** Click on the premium below to access our online quote and application tool ** |
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7 Days of Coverage |
14 Days of Coverage |
30 Days of Coverage |
60 Days of Coverage |
365 Days of Coverage |
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AD / AD&D |
AD / AD&D |
AD / AD&D |
AD / AD&D |
AD / AD&D |
| $250,000 |
| Excluding War/Terrorism |
$87 / $96 |
$96 / $108 |
$110 / $125 |
$129 / $148 |
$234 / $280 |
| Including War/Terrorism |
$117 / $133 |
$128 / $147 |
$144 / $168 |
$166 / $195 |
$271 / $326 |
| $500,000 |
| Excluding War/Terrorism |
$124 / $142 |
$142 / $165 |
$170 / $200 |
$207 / $246 |
$418 / $510 |
| Including War/Terrorism |
$183 / $216 |
$205 / $244 |
$238 / $285 |
$282 / $340 |
$492 / $602 |
| $750,000 |
| Excluding War/Terrorism |
$181 / $214 |
$214 / $255 |
$312 / $377 |
$377 / $459 |
$704 / $968 |
| Including War/Terrorism |
$286 / $345 |
$325 / $394 |
$443 / $541 |
$521 / $639 |
$835 / $1,031 |
| $1,000,000 |
| Excluding War/Terrorism |
$225 / $268 |
$268 / $323 |
$334 / $405 |
$421 / $514 |
$922 / $1,140 |
| Including War/Terrorism |
$364 / $443 |
$417 / $508 |
$495 / $606 |
$600 / $737 |
$1,097 / $1,358 |
| $2,000,000 |
| Excluding War/Terrorism |
$271 / $326 |
$492 / $602 |
$934 / $1,154 |
$1,154 / $1,430 |
$2,258 / $2,810 |
| Including War/Terrorism |
$514 / $630 |
$845 / $1,044 |
$1,375 / $1,706 |
$1,640 / $2,038 |
$2,700 / $3,362 |
| $3,000,000 |
| Excluding War/Terrorism |
$437 / $533 |
$823 / $1,016 |
$1,596 / $1,982 |
$1,982 / $2,465 |
$3,914 / $4,880 |
| Including War/Terrorism |
$862 / $1,065 |
$1,442 / $1,789 |
$2,369 / $2,948 |
$2,833 / $3,528 |
$4,687 / $5,846 |
| $4,000,000 |
| Excluding War/Terrorism |
$639 / $786 |
$1,228 / $1,522 |
$2,406 / $2,994 |
$2,994 / $3,730 |
$5,938 / $7,410 |
| Including War/Terrorism |
$1,287 / $1,596 |
$2,180 / $2,700 |
$3,583 / $4,466 |
$4,290 / $5,350 |
$7,116 / $8,882 |
| $5,000,000 |
| Excluding War/Terrorism |
$786 / $970 |
$1,522 / $1,890 |
$2,994 / $3,730 |
$3,730 / $4,650 |
$7,410 / $9,250 |
| Including War/Terrorism |
$1,596 / $1,982 |
$2,700 / $3,362 |
$4,466 / $5,570 |
$5,350 / $6,674 |
$8,882 / $11,090 |
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AD&D Plan Features:
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Flexibility - Available for individuals, families or groups (group discounts available - Please contact us)
- 24 Hr. coverage, common carrier only coverage or aviation only coverage
- Third Party Ownership - for estate planning
- Comprehensive Coverage - Accidental Death Benefit, Specific Loss Benefits (loss of use of limbs, loss of speech, sight and/or hearing)
- Optional Enhancements - Emergency Medical, Evacuation and Global Repatriation of Remains, Permanent Total Disability, Acts of Terrorism, War or Act of War coverage
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Last updated on: 07/05/2009
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