Patriot Extreme Short Term Travel Medical Insurance for Extreme Sports
Patriot Extreme
is underwritten by Sirius International Insurance Corporation (publ), rated A (excellent) by A.M. Best and A- by Standard and Poor's. Sirius International is a White Mountains Re company.
Patriot Extreme International provides coverage for US citizens traveling abroad for a minimum of 30 days up to a maximum of three months. Although the Patriot Extreme International plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods. New Deductible, Coinsurance, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions apply to any succeeding or subsequent Period of Coverage. A new application also must be completed.
In addition to the benefits listed on the "Benefits" page, Patriot Extreme International for US citizens also provides three benefits outlined below, subject to all Conditions of Coverage.
Sudden Recurrence of a Pre-Existing Condition - Up to US$1,000 will be reimbursed for the eligible expenses of a sudden and unexpected recurrence of a Pre-existing Condition while traveling outside of the US. In addition, up to US$25,000 will be reimbursed for the eligible costs and expenses of an Emergency Medical Evacuation arising or resulting from a sudden and unexpected recurrence of a Pre-existing Condition. For the definition of a Pre-existing Condition, please see Exclusion number 1 on page 8 of the Patriot Extreme brochure.
Dental Emergency - Patriot Extreme International will reimburse up to US$100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Indemnity - Patriot Extreme International will pay directly to you US$100 for each night of a required overnight stay in a hospital. The hospital stay must be covered under this plan in order to receive this benefit.
Patriot Extreme America provides coverage for non-US citizens traveling outside their country of citizenship for a minimum of 30 days up to a maximum of three months. Although the Patriot Extreme America plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods. New Deductible, Coinsurance, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions apply to any succeeding or subsequent Period of Coverage. A new application also must be completed.
